Gemshield is a “One Year” jewelry insurance replacement program, underwritten by Berkley Asset Protection and sold by Hallberg Insurance Network Agencies. If you incur a loss, your jewelry will be replaced with a piece of like kind and quality from the participating jeweler who originally sold you the item. It is a “One Year” worldwide insurance policy that includes coverage for sudden and accidental damage and mysterious disappearance. You will receive your insurance premium receipt by email and the policy will follow. Immediate high quality insurance is available on all purchases over $500. Insure Today and Secure Tomorrow ™.